This course was written especially for Commercial Lines Agents and Customer Service Reps who specialize or want to specialize in serving the small business market in their community. The purpose of this class is to familiarize you with the many different types of insurance products that are available for this market. As a Florida General Lines Agent or CSR, you are licensed to provide all of the products covered in this class. The idea is for you to review these coverages with your clients and prospects and make sure that their businesses are fully and properly insured. In doing so, you provide a valuable service to the small business owner, you establish yourself as a professional and a member of their team, and you should increase your sales along the way!
Elements of Life Insurance and It’s Uses in Contemporary America (INSCE001FL14)
This course is an overview of the life insurance industry and elements of traditional life insurance. It has a special emphasis on the Purpose of Insurance and Types of Life Insurance Policies. It wraps up with two interesting case studies that give the student the opportunity to apply their knowledge in possible solutions.
This course has been approved by the Florida Department of Financial Services for 14hrs of CE credit for all licenses (except 3-20/T31-20).
Florida – Customer Representative CE Bundle (INSCEB017FL10)
The State of Florida requires a 4-hour Law and Ethics update course every 2 years, specific to the license held. Our 5-hour Law and Ethics course (includes 1 hour of elective credit) satisfies this requirement. We have bundled an additional 5 hours of General Elective CE courses to fill out your 10 hours of State-mandated Continuing Education requirements. This bundle contains:
- FL INSCE019 – Property & Casualty – Law & Ethics Update (5 hrs)
- FL INSCE009 – Ethics and the Client (3 hrs)
- FL INSCE039 – Homeowner’s Insurance – What’s Covered, What’s Not (3 hrs)
You will have 45 days to finish all the courses in your bundle, so don’t put it off! (The INSCE019 – 4-hr Law and Ethics Update is an annually expiring/renewed course. The expiration date of this annual ethics course is listed on the course’s front page.)
FLDFS Course Approval Information:
Course Provider: OnLine Training, Inc.
FLDFS Provider # 366468
FLDFS Course Approval numbers:
5hr INSCE019- 132224
3hr INSCE009 – 60889
3hr INSCE039 – 118492
General Lines (Property and Casualty) 2-20 Pre-Licensing Course
NEW! This is the newly updated version of OLT’s popular 200 hour 2-20 General Lines (Property and Casualty) Pre-licensing course. It covers Property, Casualty, Surety, Marine, Health and Miscellaneous Lines of Insurance. This
license is used to insure automobiles, water craft, homes, commercial
buildings, motorcycles, pets, and much more. It is also used to write
errors & omissions, workers compensation, and write bonds.
Health Insurance Policies and Provisions (INSCE034FL7)
This course is designed as a continuing education course especially beneficial for 2-15 and 2-40 licensed agents, but may be taken by all agents and adjusters (other than 3-20 public adjusters). Unit 1 covers most Health Insurance Types of Policies and Unit 2 covers associated Policy Provisions. This course is an Immediate Level continuing education course and has been approved by the Department of Financial Services for 7 hours of CE credit.
Medicare Today (INSCE013FL2)
This class will inform the Agent on all aspects of the U.S. Medicare Program. After completion, the Agent will able to help his clients make decisions regarding their Medicare decisions. Units include Introduction to Medicare, Medicare Parts A and B, Medicare Advantage Plans, Medicare Prescription Drug Plan, Medigap Policies, Help for Medicare Participants, Glossary, Marketing Guidelines, Medicare Fraud, Florida Unauthorized Entities Statement and the Final Exam Review.
This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. This FL Intermediate CE course is approved for 2hrs of CE credit for all licenses (except 3-20/T31-20). No classroom attendance required. Earn your credits online in our virtual classroom!
Colorado -Life Insurance & It’s Uses Today CE (INSCE001CO14)
This course contains four sections.
Section one addresses the function of life insurance in contemporary America, the present composition of the insurance industry, and the insurance contract as it relates to the law.
Section two explores traditional and contemporary insurance contracts, with a detailed discussion of the elements of the insurance contract, and then identifies ways insurance companies enhance contracts.
Section three provides a discussion on benefit distribution designations and options, contract pricing and ratings, taxation of premiums, benefits and benefit options, and risk selection and types of receipts.
Section four covers the characteristics of group life insurance, the role of social security in contemporary society, planning for a “ripe old age,” and analyzing the insurance needs of individual and business.
Provider Name: Online Training Institute
Provider #: 50229
Course Approval #: 16709
Long-term Care NAIC 4 hour LTC Refresher Class (INSCE035FL4)
This class is written to satisfy the NAIC requirement for ongoing insurance agent training on long-term care. The training consists of topics related to long-term care insurance, long-term care services, state
partnership programs, and available long-term care providers. In addition, this course will provide in-depth discussion of trends in long-term care insurance, industry statistics, types of long-term care insurance available in the market today, alternatives to the purchase of long-term care insurance, and consumer protections concerning long-term care insurance.
This 4-hour Continuing Education course is entitled “Long-Term Care NAIC 4-hour Refresher Class: Partnership Programs, LTC Insurance and LTC Services.”
This class is written to satisfy the NAIC requirement for ongoing insurance agent training on long-term care. The training includes topics related to long-term care insurance, long-term care services, state partnership programs, and available long-term care providers. In addition, this course will provide an in-depth discussion of trends in long-term care insurance, industry statistics, types of long-term care insurance available in the market today, alternatives to the purchase of long-term care insurance, and consumer protections concerning long-term care insurance.
The Florida Department of Financial Services has approved this course for insurance continuing education credit. No classroom attendance required. This FL Intermediate CE course is approved for 4 hours of CE 2-15 Life, Health, and Variable Annuity CE credits.
Unlock the essential knowledge needed to excel in the long-term care insurance landscape with our comprehensive course designed to fulfill the NAIC requirement for ongoing training for insurance agents. This engaging 4-hour program, titled “Long-Term Care NAIC 4-Hour Refresher Class: Partnership Programs, LTC Insurance, and LTC Services,” dives deep into vital topics such as long-term care insurance, services, state partnership programs, and the array of providers at your disposal.
In this course, you will gain valuable insights into current trends in long-term care insurance, critical industry statistics, and the various types of long-term care insurance available today. Discover valuable alternatives to purchasing long-term care insurance and learn about the consumer protections that safeguard your clients.
Approved by the Florida Department of Financial Services for insurance continuing education credit, this course offers the flexibility of no required classroom attendance. Seize the opportunity to earn 4 hours of CE credits in the Life, Health, and Variable Annuity category, and empower yourself with the knowledge to serve your clients better and advance your career!
Course Provider: OnLine Training, Inc.
FLDFS Provider #: 366468
Course Approval #: 124035
OLT Course #: INSCE035FL4
Course Authority: CE 2-15 Life, Health and Variable Annuity
This course may be taken by all agents, CSR’s, and adjusters (except 3-20 Public Adjusters)
2-20 Conversion Course
This 40-hour prelicensing course assists insurance agents in converting their 4-40, 0-55, or 20-44 licenses to a full 2-20 General Lines license (state exam required).
Prerequisite: Students must have completed at least one year of responsible insurance duties within the last four years as a licensed and appointed 4-40 (Customer Representative), 20-44 (Personal Lines Agent), or 0-55 (Service Representative) before applying for a 2-20 license through this course.
40-hour 2-20 General Lines Conversion – Prelicensing Course. You’ll appreciate the flexibility to study whenever, whatever, and for as long as you wish. With this online course, you control your progress, and we ensure you’re exposed to all the information necessary for success, not only in the course final exam but also as a new agent.
This 100% online General Lines Property & Casualty course is the fastest, most affordable, and convenient way to become a licensed Property & Casualty General Lines Agent—for those who have at least one year of responsible insurance duties as a licensed and appointed Customer Representative (4-40), Personal Lines Agent (20-44), or Service Representative (0-55). This course fulfills all coursework requirements to obtain your 2-20 Property & Casualty General Lines license.
Licensing Course Exam: Upon successfully completing this course, you will be eligible to sit for the Florida state 220 General Lines examination (the state exam must be taken at a PearsonVue site).
The course covers the following topics:
- Property and Liability Insurance Concepts
- Personal Automobile Insurance
- Homeowners, Dwelling, and Related Coverages
- Commercial Automobile Insurance
- Property Insurance
- General Liability Insurance
- Package Policies
- Workers’ Compensation
- Crime Insurance
- Surety Bonds
- Marine Insurance
- Aviation Insurance
- Boiler and Machinery Insurance
- Health Insurance
- Residual Markets
- Florida Rules and Regulations
Note: Topics are presented within the context of real-life examples.
Consumer-Driven Health Care (INSCE033FL2)
Types and rates of health care insurance coverage have changed considerably in the last 50 – 60 years. From the 1960s through the 1980s, the principal type of group health insurance was indemnity insurance. Its benefit design required covered individuals to pay a portion of provider billed charges after meeting an annual deductible.
From the 1980s forward, indemnity coverage was replaced by managed care. Health care providers (physicians and hospitals, etc.) were required to accept and share in the financial risk. It also was more precise in defining the benefits that were covered and introduced wellness and prevention programs.
In the early 2000’s employers began using Consumer Directed Health Plans for both cost-savings and cost-containment. Basically, they are an approach that includes employees (the consumers) in making decisions about their health care.
The purpose of this course is two-fold:
- To study what Consumer Directed Health Plans are, how they work, and the pros and cons of owning them; and
- To explore their perspective marketplaces