Insurance Standards of Practice (INSCE004b)

The course presents an explanation of Insurance Fraud, Regulatory Ethical Standards, Regulatory Standards of practice, Professional Standards and Practices.
The primary goals of this course include all of the following:

  • To develop high ethical standards of conduct among insurance practitioners, that can result in meeting and exceed the minimum ethical standards required by the state’s insurance regulations.
  • To meet the fiduciary responsibilities through vigilant compliance to insurance laws and regulations.
  • To acquire an in depth knowledge of the insurance regulations especially in the areas pertaining to the conduct of insurance practitioners.
  • To commit to a high level of integrity and ethics in our relationships with Insureds, Insurers, other insurance practitioners, and vendors.
  • Lastly to embody the attributes of ethical conduct learn in this course in order to overcome the challenges inherent in the altruistic nature of an insurance profession.

Intermediate Level – 3 hours

Health and Life (including Annuities and Variable Contracts) Pre-Licensing Course

Everything you need to lear to pas the Florida 2-15 Licensing Exam.

Unlock your future as a 2-15 Health and Life agent with our comprehensive 60-hour pre-licensing course—designed specifically for your success! This course allows you to study at your own pace, with the flexibility to maintain your production income and schedule. With direct access to your instructor via email or telephone, you’ll receive personalized support every step of the way.

Upon completing this course, you’ll be fully prepared to take the state examination, meeting all requirements for the Health and Life Agents (2-15) certification, including Annuities and Variable Contracts. Not only does this course equip you for the 2-15 license, but it also serves as a solid foundation for those pursuing the 2-14 Life-only and 2-40 Health-only licenses, with specific courses available for those credentials as well.

Take action today! By purchasing the course online through our catalog, you will gain instant access, enabling you to start your journey towards becoming a licensed agent and achieving your career goals. Don’t wait—your future starts now!

You will enjoy being able to study when you want, what you want, and for as long as you want. With this online course, you control your progress, and we ensure you have access to all of the required material.

Imagine being free to study at your own pace—whenever you want, on whatever topics interest you, and for as long as you need. Our online course empowers you to take control of your learning journey, equipping you with all the essential knowledge to excel in your state exam and thrive as a Life Health and Variable Annuities agent.

This comprehensive pre-licensing course is meticulously crafted to set you up for success. Forget the constraints of traditional classroom attendance; you can learn from the comfort of your home.

Our program offers access to an experienced instructor and technical support, as well as a thoughtfully designed course map that seamlessly guides you through its three sections. Each topic is covered in depth, ensuring you gain a solid understanding of the Life, Accident, and Health insurance fields.

The structured instructional design facilitates effective learning and culminates in a final exam for each section. This lets you concentrate on one topic at a time, ensuring you master the material.

At OnLine Training, our dedicated subject matter experts continuously monitor updates in insurance laws and practices, ensuring that our course remains current and relevant. Since it’s entirely online, we can swiftly implement changes anytime regulations evolve.

Don’t miss the opportunity to invest in your future—enroll today and take the first step toward a rewarding career!are exposed to all the information you will need to be successful on the state exam and as a new Florida Life and Health Insurance agent.

  • This prelicensing course is designed to prepare the student for their state exam.
  • No classroom attendance is required.
  • This course includes an instructor and technical support and features a course map that helps students navigate its three sections. 
  • This course thoroughly covers each subject associated with the Life, Accident, and Health insurance profession.
  • The instructional design takes the student through the material in a detailed, structured fashion to ensure learning occurs and is verified.
  • Each section has its own Final Exam, allowing you to study and focus on one section at a time.
  • OnLine Training’s subject matter experts pledge to monitor changes in insurance laws and practices to regularly revise this course.
  • Since our course is online, we can (and do) update it every time there is a change to the regulations, laws, and practices

Course Provider #:  OnLine Training, Inc.                         FLDFS Provider #:  366468
Course ID#:  94549                                                               

OLT Course #:  INS003FL60

Florida – Consumer Protections for Annuity and Life Insurance Transactions (INSCE037FL4)

This 4 hour Continuing Education course is entitled “Consumer Protections for Annuity and Life Insurance Transactions.” In this class, you will learn about the Florida and Federal laws that deal with annuity and life insurance transactions.  Most importantly, you will learn what Agents must do in order to protect consumers. 

In this class, we trace the legislative history of consumer protection for annuity purchases.  In Florida, it began with protecting our most vulnerable citizens: Seniors.  Today, the law protects all annuity purchasers, regardless of age.

Florida – ACA Law and Policy (INSCE016FL8)

This course is designed as a continuing education elective course for Agents, Customer Representatives and Claims Adjusters not including Public Adjusters.

The course contains 8 units, including the following subjects:

  1. Insurance Regulation and Companies
  2. Federal Insurance Laws
  3. States’ Regulation of Insurance
  4. Insurance Contracts
  5. Property and Casualty Insurance Contract Provisions
  6. Auto Insurance Laws
  7. The Personal Auto Policy
  8. Residential Property Insurance

Elements of Health Insurance and It’s Uses in Contemporary America (INSCE002FL14)

The terms “Health and Accident Insurance,” “Accident and Sickness Insurance” and “Health insurance” are used interchangeably in the health insurance industry, from state to state and company to company.

This course is an overview of the life insurance industry and the elements of traditional life insurance. It has a special emphasis on the Purpose of Insurance and Types of Life Insurance Policies. It wraps up with two interesting case studies that give the student the opportunity to apply their knowledge in possible solutions.

This course has been approved by the Florida Department of Financial Services for 14hrs of CE credit for all licenses (except 3-20/T31-20). No classroom attendance required. Earn your credits online in our virtual classroom!  

Click here to enroll.

Florida – ACA 6-20 CE Bundle for Experienced All-Lines Adjusters (INSCEB016FL20)

**Note:** This bundle consists of 20 hours of Continuing Education (CE) credits. It fulfills the required hours if you have held your license for six years or more. If you have not had your license for at least six years, you will need an additional four hours of CE credits. For the full 24 hours of credit, please check out our INSCEB009FL24 bundle.

This 20-hour bundle provides a quick and convenient way for experienced adjusters to complete the CE requirements in one registration process at an attractive price!

As part of this requirement, the State of Florida mandates that you take a Law and Ethics update course specific to your license every two years. Our Law and Ethics course satisfies this requirement. We have also included additional General Elective CE courses to help meet your state-mandated Continuing Education requirements. (Please note that this bundle is NOT approved for public adjusters; we offer a different bundle specifically for them.)

This bundle contains:

  • FL INSCE039 – Homeowner’s Insurance – What’s Covered, What’s Not (3 hrs)
  • FL INSCE029 – Ethics in the Insurance Industry for Public Adjuster (8 hrs) – also usable as a general elective for 6-20 All-Lines Adjusters
  • FL INSCE024 – (6-20) Law & Ethics Update course for Adjusters (10 hrs)

All 6-20 All-Lines Adjusters are required by law to complete Continuing Education credits every two years; this is a quick and easy way to get all your hours in one easy registration process at a great price!

You will have 45 days to finish all the courses in your bundle, so don’t put it off! (The INSCE024 – 4hr Law and Ethics Update is an annually expiring/renewed course be sure to complete it first! The expiration date of that course is listed on the front page of the course.)

FLDFS Course Approval Information:

Course Provider: OnLine Training, Inc.
FLDFS Provider # 366468

FLDFS Course Approval numbers:

132360 – 10hr INSCE024 – Law and Ethics Update – 6-20 All-Lines Adjusters
98383 –  8hr  INSCE029 – Ethics in the Insurance Industry for Public Adjuster – also a general elective for 6-20 All-Lines Adjusters
118492 – 3hr   INSCE039 – Homeowner’s Insurance – What’s Covered, What’s Not (3)

Surplus Lines (INSCE036FL6)

The Surplus Lines Agent License (1-20) allows the licensee to handle the placement of insurance coverages with unauthorized insurers and to place such coverages with authorized insurers as to which the licensee is not licensed as an agent. The Surplus Lines Pre-Licensing Course provides an overview of surplus lines insurance, the regulatory processes, distribution systems, unauthorized insurance entities and details on the Florida Surplus Lines Service Office (FSLSO), Rules of Practice and the Florida Statutes for the Surplus Lines Law. This course would be a great introduction for 2-20 agents to know how to work with Surplus Lines agents, or to give an overview of the 1-20 Surplus Lines license in case a General Lines agent wants to consider adding that license. This continuing education course has been approved by the Department of Financial Services for ____ hours of CE credit.

Insuring the Small Business (INSCE015FL3)

This course was written especially for Commercial Lines Agents and Customer Service Reps who specialize or want to specialize in serving the small business market in their community.  The purpose of this class is to familiarize you with the many different types of insurance products that are available for this market.  As a Florida General Lines Agent or CSR, you are licensed to provide all of the products covered in this class.  The idea is for you to review these coverages with your clients and prospects and make sure that their businesses are fully and properly insured.  In doing so, you provide a valuable service to the small business owner, you establish yourself as a professional and a member of their team, and you should increase your sales along the way!

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