Florida -Property and Casualty CE Bundle (INSCEB018FL24)

The State of Florida requires you to complete a 4-hour Law and Ethics update course every two years, specific to your license. Our Law and Ethics course meets this requirement. Additionally, we have bundled an extra 20 hours of General Elective Continuing Education (CE) courses to help fulfill your State-mandated requirements.

We are excited to introduce a new bundle of 24 hours of State-approved Continuing Education Insurance courses for General Lines/Personal Lines (2-20 or 20-44), offered at a special price.

All Property and Casualty and Personal Lines Agents must complete 24 hours of CE credits every two years. This bundle provides a quick and easy way to fulfill all your hours in one registration process at a great price! This is the best deal we’ve ever offered, so register now!

You’ll have 45 days to finish all the courses in your bundle, so don’t delay! Please note that the Law and Ethics Update course (INSCE019) is an annually expiring/renewed course. The expiration date is noted on the front page of the course materials.

FLDFS Course Approval Information:

Course Provider: OnLine Training, Inc.
FLDFS Provider # 366468

FLDFS Course Approval numbers:

4hr INSCE019FL5 – 132224
3hr INSCE010FL3 – 69238
6hr INSCE021FL6 – 93784
6hr INSCE022FL6 – 93988
3hr INSCE009FL3 – 60889
2hr INSCE008FL2 – 69237

2-14 Life (Including Annuities & Variable Contracts) Agent Pre-Licensing Course

This course fulfills the educational prerequisite for a Florida 2-14 Life (Including Annuities & Variable Contracts) license. This licensee would then be able to serve as an individual representing an insurer as to life insurance and annuity contracts, including agents appointed to transact life insurance, fixed-dollar annuity contracts, or variable contracts by the same insurer. Annuity contracts, including, but not limited to, fixed or variable annuity contracts; the granting of endowment benefits, additional benefits in the event of death or dismemberment by accident or accidental means, additional benefits in the event of the insured’s disability; and optional modes of settlement of proceeds of life insurance.  

This course is your gateway to obtaining a Florida 2-14 Life License, which includes Annuities and Variable Contracts. By completing this program, you will be equipped with the essential knowledge to excel as a representative of an insurer in the dynamic field of life insurance and annuity contracts.

With this license, you will have the authority to serve as an agent, enabling you to sell life insurance, fixed-dollar annuity contracts, and variable contracts for the same insurer. Imagine the possibilities: you will be able to offer clients valuable products such as fixed and variable annuities, as well as comprehensive benefits including endowment payments, additional coverage for accidental death or dismemberment, and crucial support in the event of disability.

This course not only provides you with the necessary Life and Health Insurance Prelicensing education but also empowers you to make a significant impact in the lives of your clients. Take the first step towards a rewarding career in the insurance industry and unlock the potential for success!

3-month access to our famous  60-hour prelicensing course

  • The course is text-based (work at your own pace – no videos required). 
  • Take the course from your smartphone, tablet, or computer.
  • The course is 100% online, including the final exam.
  • PLUS up to three 1-month extensions available (for a fee).
  • Your instructor answers questions online in forums, by email, via Moodle messaging, or by telephone.

Florida – Health and Life CE BUNDLE (INSCEB023FL24)

Life and Health CE Bundle

24 Hours, including the required Life and Health Insurance  5 hr Law & Ethics Update course.

5hr INSCE018 – Law and Ethics Update – Health and Life (4 hours Law & Ethics plus 1 hour general elective)
3hr INSCE009 – Ethics and the Client
8hr INSCE027 – Health Insurance
4hr INSCE035 – Long Term Care NAIC
4hr INSCE037 – Consumer Protection for Annuity and Life Insurance Transactions

Florida – Health and Life CE Bundle for Experienced Agents (INSCEB024FL20)

We are pleased to introduce our new 20-hour Continuing Education (CE) bundle for Experienced Agents in Health and Life (2-15, 2-14, and 2-40). Approved by the Florida Department of Financial Services (FLDFS), this bundle offers a comprehensive solution to meet your CE requirements at a special price.

This 20-hour package is designed for agents who have held their licenses for six (6) years or more. If you have less than six years, you will need an additional four hours of CE credits. For the full 24 hours, check out our INSCEB010FL24 bundle.

As mandated, all Health and Life Agents must complete CE credits every two years: 24 hours for new agents and 20 hours for those with six or more years of experience. Our bundle is a convenient way to register and complete your hours at a great price!

Included in the bundle are:

– 15-hour Life Insurance CE INSCE028
– 5-hour: 4-hour Law and Ethics Update – Life and Health + 1 credit general elective INSCE018

The courses offer flexible study options and 45 days to complete. Remember to finish the 4-hour Law and Ethics Update course first, as it renews annually, with the expiration date shown on the front page.

4-hour Law and Ethics Update PC1 2025 – Property and Casualty (INSCE019FL5k)

4hr Law & Ethics Update PC1 – Property and Casualty 2025 (INSCE019FL5k)

This 2025 class satisfies the requirement that agents complete a 4-hour Law & Ethics update course every two years. This course is specific to the license held by the licensee and covers industry law updates, premium discounts, ethics, disciplinary trends, and the suitability of insurance products. It is designed as a self-paced online course to be completed at your convenience and includes four multiple-choice Unit Quizzes and one Final Exam.

After completing and passing the course, you will receive 4 hours credit for your mandatory 4-hour Law and Ethics Update (5-220) requirement, plus one hour of general elective credit. This course is offered and developed by OnLine Training and is approved by the Florida Department of Financial Services. This Law & Ethics Update course is applicable to and usable by 2-20, 2-33, 4-40, 4-42, and 20-44 Agents.

No classroom attendance required. Earn your credits completely online in our virtual classroom!

Course Provider: OnLine Training, Inc.
FLDFS Provider #: 366468
FLDFS Course Approval #: 132224
FLDFS Course Offering #: 1211515
OLT Course #: INSCE019FL5k

Course Authority:

CE 5-220 Law and Ethics Update – General Lines – 4 hours
CE 2-20 General Lines (Property and Casualty) – 1 hour
This course is also acceptable for 4-40 and 20-44 licensees.

This annual course expires: 12/31/2025

4-hour Law and Ethics Update 6-20 Adjusters 2025 (INSCE024FL10k)

4hr Law & Ethics Update 6-20 All-Lines Adjusters 2025 (5-620) INSCE024FL10k

Includes 6 hours of General Electives Continuing Education Credit.

This course meets the continuing education course needs for claims adjusters (not including public adjusters) as required by the Florida Department of Financial Services (FLDFS):

4-hour Update course on Law and Ethics that is required for your license renewal.

The FLDFS has approved this course for ten (10) hours of insurance continuing education credit.

This course has been approved for 4 hours of CE credits for CE05620 Law and Ethics Update – Adjuster (CE 5-620), PLUS an additional six hours of CE 3-24c Adjuster Optional (good for your other general elective credits) for a total of ten hours of CE credit.

The Department syllabus prescribes the course content for Adjusters with the 6-20 licenses and includes seven units as follows:

  1. Regulatory awareness
  2. Licensing requirements
  3. Other state requirements
  4. Department communications and the state guaranty association
  5. Insurance laws and update
  6. Ethical requirements
  7. Disciplinary and industry trends

Course Provider: OnLine Training, Inc.
FLDFS Provider #: 366468
FLDFS Course Approval #: 132360
FLDFS Offering #: 1211691
OLT Course #: INSCE024FL10k

Authority: 10 hours:
CE 5-620 – Law and Ethics Update – Adjuster (4 hours)
CE 3-24c – Adjuster Optional (6 hours general elective credits)

Note: This annual course expires on 12/31/2025

4-hour Law and Ethics Update 3-20 Public Adjusters (INSCE025FL13k) (2025 Version)

This class satisfies the requirement that Public Adjusters complete a 4-hour update course specifically approved for Public Adjusters every 2 years, which is specific to the license held by the licensee, and covers Regulatory awareness, Licensing requirements, Insurance laws, Ethical requirements, Disciplinary and industry trends, and more. The course includes six multiple-choice Unit Quizzes and one Final Exam.  It is designed as a self-paced course done entirely online at your convenience.

Welcome to the online Law and Ethics Update 3-20 – Public Adjusters. This single course has been approved for 13 hours of continuing education insurance credit by the Florida Department of Financial Services. This course is designed specifically as a CE course for public adjusters that will meet the Department’s required 4-hour update course on law and ethics that is required for renewal of your license. In addition to the required 4-hour Law and Ethics outline material that is covered, additional material that a Public Adjuster needs to know has been added to the course and approved as part of your General Elective CE credits. Upon successful completion of this course, you will receive 4 hours of credit for your 4-hour Law and Ethics requirement, plus 9 hours of general elective credit, for a total of 13 hours of CE credit.

Course Provider: OnLine Training, Inc.
FLDFS Provider #: 366468
Course Approval #: 132444
Course Offering Approval #: 1212142

Note: This course expires on 12/31/2025

Authority: 13 hours divided into:
CE 3-20c – Public Adjuster – Optional (9 hours)
CE 5-320 – Law and Ethics Update – Public Adjuster (4 hours)

5-hour Law and Ethics Update + 2-15 – Life and Health 2025 (INSCE018FL5k)

This class satisfies the requirement that 2-14, 2-15, and 2-40 Agents complete a 4-hour update course every 2 years.

The course is specific to the license held* by the licensee and covers industry law updates, premium discounts, ethics, disciplinary trends, and the suitability of insurance products. It is designed as a self-paced course completed online at your convenience.

This 2025 edition of the course has been approved by the Florida Department of Financial Services for insurance continuing education credit.

You will receive 4 hours of credit for your mandatory 4-hour Law and Ethics Update requirement (CE 5-215), PLUS 1 hour of general elective credit, for a total of 5 hours of CE credit. No classroom attendance required. Earn your credits completely online in our virtual classroom!

Course Provider: OnLine Training, Inc.
FLDFS Provider #: 366468
Course Approval #: 132516
Course Offering #: 1213215
OLT Course #: INSCE018FL5k

Course Authority:
CE 5-215 Law and Ethics Update – LHV – 4 hours
CE 2-15 Life, Health and Variable Annuities (general elective) – 1 hour

*This course is also acceptable for the 2-14 and 2-40 licensees.

Note: This annually approved course expires on December 31, 2025. 

Homeowners Insurance – What’s Covered, What’s Not (INSCE039FL3)

Homeowners Insurance – What’s Covered, What’s Not?

Insurance Claims Adjusters and Public Adjusters need a deep understanding of the homeowner policy to determine what’s covered and what’s not.  Agents and CSRs also benefit from knowing how to navigate the contract to know when additional policies or endorsements are needed to protect their customers’ financial interests.  This course explores these helpful concepts.

  • What the homeowners’ policy is designed to cover and why
  • How to navigate the policy contract to find exclusions and limitations
  • Some of the ways excluded coverage may be provided elsewhere in another policy or endorsement
  • Check your understanding with claims scenario case studies 

We all know that the specific details and events surrounding a claim are essential to determining whether a claim is covered or denied.  For the purposes of this course, we will apply the standard policy language found in the ISO Homeowner Policy HO-3 to some customer scenarios to illustrate how coverage is applied and exclusions and limitations are considered.  

This course is approved by the Florida Department of Financial Services for insurance continuing education credit (general elective) for ALL insurance agents and adjusters, and is specifically approved for 3-20 Public Adjusters. If you are an insurance agent or 6-20 All-Lines adjuster, you will receive 2hrs of general elective CE credit. If you are a Public Adjuster, this course has specifically been approved for you (CE 3-20c – Public Adjuster Optional). No classroom attendance required.
Course Approval #: 118492
FLDFS Provider #: 366468
Course Provider: OnLine Training, Inc.
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